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Is Pet Insurance something that you really need? Is it expensive, what does it cover? Here are some answers for you!
Why do you need Pet Insurance
Need some facts on just how important Pet Insurance is for your pet? Take a look at these stats!
Is it Worth It?
A happy pet equals a happy owner. If you can save money, by giving your pet preventive care or regular treatment. You’re not only helping your wallet, your helping in some cases your furbaby’s life.
Is it only for Sickly Pets?
The answer to this question is no. All pet insurance providers exclude pre-existing conditions. They realize that some breeds will be more predisponsed than others to certain illnesses.
Can you choose your own Vet?
Depending on own insurance. Yes and no. One insurance provider, PetFirst, lets your choose your own vet while others have a network of vets as people would have a network of doctors.
Is having Pet Insurance a Hassle?
It shouldn’t be. It should be handled like any other insurance provider,
What does it cover?
Depending on what your willing to spend. It can cover everything from check-ups and medication through surgries. In some cases, ongoing and chronic care is needed for illnesses such as diabetes or cancer. It’s up to you to find the best plan that will work for you and your pet.
Can you get it if your pet has a pre-existing condition?
No Pet insurance covers pre-existing conditions. HOWEVER, if you didn’t know your pet had a pre-existing condition prior to health coverage, then you should file a claim or contact your insurance provider for assistance.
Is it for Older Pets?
Depending on your coverage, the answer is yes.You should have pet insurance for the duration of your pet’s life. Especially as they get older. Accidents and illness will happen.
Will you receive lifetime coverage?
You can have lifetime coverage which is called in some cases continuing care. As long as your pet needs care and coverage, you can have your pet covered upon yearly renewal.
Who determines Pet Treatment?
As always, your vet will determine the best treatment for your pet.